Buying your first home is a big step. The federal and state governments offer a variety of programs that can make taking that step easier for many would-be homeowners. In addition, the Federal National Mortgage Association (FNMA, or Fannie Mae) offers start-up loans with low down-payment requirements.
A good first step for any first-time homebuyer is to talk with a professional mortgage consultant to see what options are available and what you can afford.
We can tell you more about loan options for first-time homebuyers.